Wednesday, December 26, 2007

Prevention is the Best Medicine

I saw a commercial a few weeks back for Humana Gold Plus health insurance. This particular plan is a Medicare supplement, meaning that it covers whatever Medicare doesn't and is therefore only for seniors. What I thought was great however, was that this plan comes with a gym membership in many areas. Obviously Humana believes that it is worth a little expense to keep patients healthy and fit so that in the end they will end up needng less medical care. This is unusual thinking for an insurance company in my mind, and even more so for a Medicare supplement plan since Medicare itself doesn't share these views. In fact, Medicare will not pay for any annual check ups for its members,other than the initial evaluation needed within the first 6 months of obtaining Medicare. If more insurance companies took the view that an ounce of prevention is worth a pound of cure, maybe the healthcare situation in this country wouln't be so dire. (Of course there are many other issues that need fixing as well, but taking a focus on getting healthier seems like a good place to start)

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